The Pappas Story

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Over 15 years ago, Luke’s credit was destroyed when his financial backers stole a very substantial amount of money. With five offices around the country Luke had bills to pay and immediately his bank account was empty. After three years in court he got back only one third of the debt.

From there he went to his attorney and brought in letters he had written to the credit bureaus in an effort to restore his damaged credit. To his dismay, the letters he had written were not in the correct legal format. He struggled and could not find anyone to help him or guide him in the right direction to restore his credit.

Luke went to work on restoring his own credit. He started researching every avenue available to him. After numerous classes, legal document research, and many books read he developed a system that works. In his first set of letters, he had nearly 2/3 of his credit cleaned up. By the time Luke was done, he was free of all blemishes on his report.

How Luke did it: Luke wrote letters to the three credit bureaus, protesting the negative marks in his reports. Using valid identification and strong legal writing Luke re-wrote his letters. The letters were effective then and today they are even more powerful in the fight to restore damaged credit.